This qualification will encourage learners to develop their understanding of managing their personal finances, and give them the tools to be able to implement this knowledge into their day to day life’s. It will also enable learners to confidently balance their income and expenditure ensuring they understand the difference between ‘wants’ and ‘needs’.


The aims of the qualification are the enable learners


  1. To understand the sources of income and expenditure
  2. To understand the need to balance income and expenditure
  3. To know how to reduce expenditure
  4. To understand some of the products provided by banks, building societies and other similar financial institutions
  5. To understand the advantages and disadvantages of borrowing money


This course can be delivered either as a classroom-based, blended learning, or completely online programme.

The assessment is multiple choice questions either online or paper based with FREE online learner resources available.

You can view a sample of the available resources using the link below: